About BAHU

The Baltimore Association of Health Underwriters

BAHU members help hundreds of thousands of consumers by guiding them through the complexities of health insurance purchasing and enrollment, while ensuring they get the best policy at the most affordable price. We seek to understand each personal situation to create recommendations that complement a client's financial and medical security needs. And our job does not end with the sale. Our licensed producers help their clients with claims issues, service questions and compliance matters throughout the life of each policy they sell.

The clients of BAHU members range from Fortune 500 companies to mom-and-pop businesses and individuals seeking health insurance. Our members have a unique understanding of consumer health care needs, the perspective of business owners and the economic realties of health insurance markets. We not only sell traditional health insurance products, but also coverage such as dental, long-term care, disability, Medicare Advantage and Medicare Supplements and a variety of consumer-driven products. Members agree to abide by BAHU's Code of Ethics, which requires them to always make health care coverage recommendations with the customer's best interest in mind.

Through its parent association, National Association of Health Underwriters, BAHU is able to offer its members a multitude of educational opportunities, including advanced designation programs, continuing-education classes and online learning. BAHU provides its members with professional conferences and networking functions, publications and business-development tools. We also conduct advocacy efforts at the state and federal levels of government to advance the interests of health insurance professionals and to promote affordable and responsible private health insurance market solutions.

BAHU also upholds the values of our national affiliation, NAHU.  Here is NAHU's Mission Statement and Code of Ethics:

Mission Statement

NAHU will educate the public and decision makers about the value health insurance professionals deliver in helping consumers access the health care system and, through education and association involvement, increase members' ability to better serve consumers. We will do so in a financially prudent and responsible manner.

Code of Ethics

• To hold the selling, service and administration of health insurance and related products and services as a professional and public trust and do all in my power to maintain its prestige.
• To keep paramount the needs of those whom I serve.
• To respect my clients' trust in me, and to never do anything which would betray their trust or confidence.
• To give all service possible when service is needed.
• To present policies factually and accurately, providing all information necessary for the issuance of sound insurance coverage to the public I serve.
• To use no advertising which I know may be false or misleading.
• To consider the sale, service and administration of health insurance and related products and services as a career, to know and abide by the laws of any jurisdiction Federal and State in which I practice and seek constantly to increase my knowledge and improve my ability to meet the needs of my clients.
• To be fair and just to my competitors, and to engage in no practices which may reflect unfavorably on myself or my industry.
• To treat prospects, clients and companies fairly by submitting applications which reveal all available information pertinent to underwriting a policy.
• To extend honest and professional conduct to my clients, associates, fellow agents and brokers, and the company or companies whose products I represent.

BAHU Bylaws (PDF)

2010-2011 Board of Directors (PDF)